Industry Articles & Insights

Purchasing a home is one of the biggest financial milestones. Understanding floating vs fixed interest rates, processing charges, and utilizing tax deductions under Section 80C and Section 24 can save lakhs of rupees over the loan tenure.

Managing business liquidity is vital for sustainable enterprise growth. While term loans are ideal for long-term capital assets like machinery and plant setups, revolving Cash Credit (CC) and Overdraft (OD) facilities provide flexible day-to-day liquidity.

Loan Against Property is one of the most affordable borrowing options for business owners. With lower interest rates compared to unsecured business loans and tenures extending up to 15-20 years, LAP unlocks capital without straining monthly cash flows.